No credit score hassles. Open a fixed deposit and unlock a credit card with a limit up to 5× your FD. Build credit, earn FD interest, spend with confidence. Issued via regulated banking/NBFC partners under RBI norms.
Move the slider to your planned FD amount — your card limit updates live at 5×.
Fully secured, so approval is guaranteed — no income proof or credit history needed.
Activate your account with a one-time membership to start your secured card case.
Create an FD (from ₹10,000). It stays yours and keeps earning interest.
Pay applicable card fees and digitally sign your approval & agreement letters.
Your credit card is issued with a limit up to 5× your FD value.
Your FD stays intact and earns interest while it backs your card — the smartest way to build a credit history.
Your limit is up to 5× your fixed deposit amount. For example, a ₹20,000 FD can unlock up to ₹100,000 of credit limit, subject to verification.
Yes. The FD remains yours and continues to earn interest (up to 7.5% p.a.) while it secures your card.
No. Because the card is secured by your FD, approval does not depend on your credit score or income proof.
A one-time membership activates your secured-card case — case management, document handling and your digital card. Fees are shown transparently before payment.
Apply in minutes. Your FD secures the card and keeps earning.
Apply Now →