Legal & policy
Terms of Use for Card
Ono Credit · Last updated 01 Jun 2026
Terms of Use for Card
The secured credit card is issued by our banking/NBFC partner and governed by their cardholder agreement, which you sign during the letter sequence.
- Credit limit equals 5× your funded, lien-marked FD.
- The FD remains lien-marked as security while the card is active.
- Usage, billing and interest follow the partner's card agreement and Interest & Charges Disclosure.
- You can request PIN set and card freeze from your portal once issued.
Disclaimer: Ono Credit is a financial-services facilitator and not a bank. The fixed deposit and credit card are issued by regulated banking/NBFC partners under applicable RBI norms. All fees are shown transparently before payment.