Legal & policy
Privacy Policy
Ono Credit · Last updated 01 Jun 2026
1. Introduction
This Privacy Policy explains how Ono Credit ("we", "us") collects, uses and protects your personal information when you use our FD-backed credit card facilitation services.
2. Information we collect
Name, contact details, PAN, Aadhaar, date of birth, address, bank and FD details, KYC documents, and usage data needed to process your application.
3. How we use it
- To create and process your application and Lead ID.
- To facilitate FD setup and card issuance with our banking/NBFC partners.
- To verify KYC and comply with AML/RBI norms.
- To send service communications via email, SMS and WhatsApp.
4. Sharing
We share data only with regulated banking/NBFC partners and service providers strictly to deliver the service, and with authorities where legally required.
5. Security & retention
We apply reasonable safeguards and retain data only as long as needed or as required by law.
6. Your rights
You may request access, correction or deletion by writing to [EMAIL].
7. Contact
Ono Credit Finance Pvt. Ltd., [ADDRESS]. Email: [EMAIL].
Disclaimer: Ono Credit is a financial-services facilitator and not a bank. The fixed deposit and credit card are issued by regulated banking/NBFC partners under applicable RBI norms. All fees are shown transparently before payment.